Gun owners who spend a lot of time outdoors have usually crossed plenty of fences. But it’s easy to get overconfident in your abilities. Crossing a fence or other obstacle the wrong way could lead to an accident — especially if you’re carrying a firearm. You could end up having a negligent discharge, damage someone’s property or cause an injury to yourself or others. Here's [...]
Most trigger pulls produce a familiar report. But the risks of misfire, hang fire and squib round malfunctions remain. Here's how to handle them safely. About Misfires A misfire is one of the most common types of malfunctions involving the cartridge. Whether you are hunting or at the range, you take aim and squeeze the trigger, expecting the familiar report of a shot. Yet while [...]
A piece of recreational land you can use for hunting and shooting sports is a dream of many. For some outdoor enthusiasts, that dream comes in the form of buying and owning your own parcel of land. For others, simply knowing someone who will allow you to use their land, either for free or for a small fee, is enough. Yet in any case, there [...]
Safe firearm storage is an important part of being a responsible gun owner. Every year, a number of incidents occur due to improper storage. While these incidents are always unfortunate, many of them may be preventable. Whether you keep guns at home or have them with you on the go, here are tips to maximize safety and minimize the risk of an accident. Storing Firearms [...]
Another summer homebuying season is winding down, with many new homeowners purchasing insurance to protect their homes and property. But for those homeowners who are also gunowners, it’s important to know that a general homeowners insurance policy may not cover all your guns. Here’s what to know. What Is Homeowners Insurance? According to the Insurance Information Institute, homeowners insurance is designed to provide financial protection [...]
It’s hard to make an accurate prediction about the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for those that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. The timing of a liability claim resulting from an alleged [...]
Outdoor activities are always more fun when enjoyed with others who share your passion, which is why many participate in gun sports and activities by joining a club or organization. Yet gun clubs face a variety of risks. There’s always the chance that someone gets hurt, property gets damaged or the club gets blamed for something going wrong. Here’s how the right insurance may be [...]
Gun laws are always changing. As a responsible gunowner, it helps to stay informed about changes that may impact you now or in the future. Most recently, lawmakers passed some new laws and considered others, including proposals requiring gun liability insurance. Here’s what to know, how gunowners may be affected, and how you can obtain gun liability insurance. Recent Gun Bills That Became Law In [...]
Educating new gunowners about firearm safety is an important job, but it can carry some unique risks. If you’re a firearm instructor, you probably know it’s a good idea to obtain insurance to help protect yourself and your livelihood. But you may wonder what kind of insurance you need and how it will protect you. Two of the most common types of small business insurance [...]
Firearm sights are sensitive instruments. A small adjustment here or there can make a big difference whether you hit the target. With inflation, small adjustments can also have a big impact. Some of the impacts of inflation can already be seen at the grocery checkout and the gas pump. However, inflation can also have an impact on your insurance. Even a small swing of a [...]
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The Lockton Affinity Outdoor Insurance program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Sponsors may receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law. Not available in all states.
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