Firearm Business Insurance

Each firearms-related business is different in size, activities, ownership, location and more.
Find the coverage that meets your exact needs.

Because of the vast differences in firearms-related business operations, Lockton Affinity Outdoor offers policies that can be tailored to meet your needs. So whether you are a gunsmith in Colorado or a gun store owner in Florida, we have an insurance policy for you.

Explore our policy options to find the right coverage for your business.

SEE COVERAGE OPTIONS

FIREARM BUSINESS INSURANCE OFFERINGS

To protect your firearms-related business, we offer these products:

PROPERTY Covers loss or damage to any assets your business rents, leases or owns, including buildings, money, securities and other possessions of the business. This coverage extends to losses due to negligence and employee theft.	GENERAL LIABILITY Insures your business against third-party injury or damage with a variety of limits available up to $1 million per occurrence, up to $2 million per year, plus medical payments.
GUNSMITH COVERAGE Whether you are a self-employed gunsmith, work as a gunsmith within a retail business, or are a business owner who employs gunsmiths, we have the firearm business insurance you need.	OPTIONAL COVERAGE You can add coverage as needed for business income, boiler and machinery, glass, computers, valuable papers and records, accounts receivable and more.

PROPERTY

Covers loss or damage to any assets your business rents, leases or owns, including buildings, money, securities and other possessions of the business. This coverage extends to losses due to negligence and employee theft.

GENERAL LIABILITY

Insures your business against third-party injury or damage with a variety of limits available up to $1 million per occurrence, up to $2 million per year, plus medical payments.

GUNSMITH COVERAGE

Whether you are a self-employed gunsmith, work as a gunsmith within a retail business, or are a business owner who employs gunsmiths, we have the firearm business insurance you need.

OPTIONAL COVERAGE

You can add coverage as needed for business income, boiler and machinery, glass, computers, valuable papers and records, accounts receivable and more.

Reach out to learn more or get started today.

COVERED BUSINESSES

To protect your outdoor business, we offer these products.

Gun stores

Commercial ranges

Hunting guides

Gunsmiths

Game preserves

Gun shows

Instructors and training centers

Competitions

Firearms-related events

State associations

Guides and outfitters

Don’t see your type of firearm business?
Contact us and we will confirm if your business is eligible.

Not available in all states

CONTACT US

If you have any questions about obtaining or servicing your
insurance, please give us a call or complete this form.

(844) 401-9444
Phones are answered Monday – Friday, 7 AM to 5:30 PM (CST).

Coverage is provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Not available in New York.