Gun laws are always changing. As a responsible gunowner, it helps to stay informed about changes that may impact you now or in the future. Most recently, lawmakers passed some new laws and considered others, including proposals requiring gun liability insurance. Here’s what to know, how gunowners may be affected, and how you can obtain gun liability insurance. Recent Gun Bills That Became Law In [...]
Most insurance policies are designed to renew every year. If you have questions your renewal, not to worry. Here’s what to know about renewing your insurance when you have Lockton Affinity Outdoor coverage. What Is an Insurance Renewal? An insurance renewal is a process that takes place at the end of your coverage’s policy period. Policy periods typically last a year, so this is an [...]
Educating new gunowners about firearm safety is an important job, but it can carry some unique risks. If you’re a firearm instructor, you probably know it’s a good idea to obtain insurance to help protect yourself and your livelihood. But you may wonder what kind of insurance you need and how it will protect you. Two of the most common types of small business insurance [...]
The insurance limits you choose are an important factor when purchasing insurance for your guns. The right limits help ensure your firearm property is protected as you intended against accidental damage, theft or loss. However, sometimes picking the right dollar amount is not as easy as it seems. Here's how to pick gun insurance limits that will meet your needs. Refresher on Insurance Limits To [...]
Firearm sights are sensitive instruments. A small adjustment here or there can make a big difference whether you hit the target. With inflation, small adjustments can also have a big impact. Some of the impacts of inflation can already be seen at the grocery checkout and the gas pump. However, inflation can also have an impact on your insurance. Even a small swing of a [...]
Gas prices, labor costs, supply chain disruptions, the impact of inflation. Not only is the average consumer experiencing these challenges. Outdoor businesses and clubs are, too. According to a recent survey by the U.S. Chamber of Commerce, 50% of small business owners now rank inflation as their highest concern, with 70% saying they have been forced to raise prices. Earlier this year, the government began [...]
Insuring your guns with us? You’ll get more than dependable coverage and best-in-class service. Here’s what to expect when you buy Firearm Insurance from Lockton Affinity Outdoor. Why You Should Purchase Insurance for Your Guns As any fan of shooting sports can tell you, firearms and their accessories aren’t cheap. Whether you have one gun or many, their cost can quickly climb into the thousands [...]
It surprises many people to learn that gun insurance isn't just for firearm businesses or law enforcement professionals. In fact, almost anyone who handles firearms personally or professionally can buy gun insurance suited to their own unique needs. Even so, the particulars of any type of unusual or specialty insurance coverage is often confusing, and gun insurance is no exception. There are actually a number [...]
Insurance can be confusing, especially when it's a special type of coverage like the outdoor insurance products offered by Lockton Affinity Outdoor. Unlike common coverages like car insurance or homeowners insurance, your first time hearing about outdoor insurance may be the day you consider purchasing it for better peace of mind. Questions are normal when the insurance you are considering is new to you. If [...]
Purchasing your insurance from Lockton Affinity Outdoor is pretty simple. But while buying online is fast and easy, it can still be confusing when a client, customer, vendor or business partner asks to see your "certificate of insurance." A certificate of insurance (or COI) is a separate document from your insurance policy that can be provided to you upon request that summarizes the details of [...]
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The Lockton Affinity Outdoor Insurance program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Sponsors may receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law. Not available in all states.
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