Personal Firearm
Liability Insurance
Covers the costs associated with lost or stolen firearms, lawful personal defense and more.
PERSONAL FIREARM LIABILITY INSURANCE
Coverage to protect yourself as a responsible gun owner
As a smart, lawful gun owner, you make gun safety a priority at the range, in the field and in storage. Despite the actions you take to be safe and responsible, there are risks associated with gun ownership.
With Lockton Affinity Outdoor’s Personal Firearm Liability Insurance, you receive coverage to help protect against the costs associated with hunting and shooting accidents, accidental discharge, lost or stolen firearms and lawful personal defense.
PERSONAL FIREARM LIABILITY INSURANCE PRICING
Limits with annual pricing
$250,000 Combined single limit
$50,000 Defense
reimbursement sublimit
$75
PER YEAR*
$500,000 Combined single limit
$100,000 Defense
reimbursement sublimit
$125
PER YEAR*
$1 Million Combined single limit
$150,000 Defense
reimbursement sublimit
$175
PER YEAR*
$1.5 Million Combined single limit
$250,000 Defense
reimbursement sublimit
$265
PER YEAR*
*Before taxes and fees
FIREARM INSURANCE DETAILS
Important benefits included in
our Personal Firearm Liability Insurance
Hunting and shooting accident liability
Unfortunately, perfect hunts can be ruined with incidents of accidental discharge, misfires and more. Even if you prefer shooting sports like trap shooting, running targets or pistol shooting, there are risks involved. Should an incident occur while you are hunting or participating in shooting sports, Personal Firearm Liability Insurance protects against the costs associated with a claim.
Accidental discharge coverage
Accidental discharge can occur when the firearm suffers from mechanical malfunction, when the firearm is dropped, when the firearm is cleaned and more. With Personal Firearm Liability Insurance, lawful gun owners are protected against the costs associated with an accidental discharge claim.
Lost or stolen firearm liability
Even lawful gun owners who store their firearms securely and lend them carefully can be held legally responsible for what is done with the firearm after it is lost, lent or stolen. If your legally possessed firearm is lost or stolen and an incident occurs, Personal Firearm Liability Insurance will protect against the costs associated with claims.
Lawful personal defense
Should you ever need to lawfully use a legally possessed firearm to defend yourself with reasonable use of force, Personal Firearm Liability Insurance will protect against the costs associated with a claim—on a reimbursement basis— once all charges are dropped, or you are acquitted of all charges, up to applicable policy limits.
Contact us
If you have any questions about obtaining or servicing your
insurance, please give us a call or complete this form.
(844) 401-9444
Phones are answered Monday – Friday, 8 AM to 7 PM (CST).