Gun owners who spend a lot of time outdoors have usually crossed plenty of fences. But it’s easy to get overconfident in your abilities. Crossing a fence or other obstacle the wrong way could lead to an accident — especially if you’re carrying a firearm. You could end up having a negligent discharge, damage someone’s property or cause an injury to yourself or others. Here's [...]
Most trigger pulls produce a familiar report. But the risks of misfire, hang fire and squib round malfunctions remain. Here's how to handle them safely. About Misfires A misfire is one of the most common types of malfunctions involving the cartridge. Whether you are hunting or at the range, you take aim and squeeze the trigger, expecting the familiar report of a shot. Yet while [...]
Theft goes up this time of year, increasing your risk of a break-in. If your guns are stolen from your car or home, could you be held responsible for what is done with them? Here’s what to know and how to minimize your risks. About the Theft of Firearms Stolen firearms are a problem. On average, more than 200,000 firearms are stolen every year. It’s [...]
The late YouTuber Paul Harrell was practically an institution when it comes to the online firearm community. Harrell was an active YouTube creator for over a decade, uploading more than 400 videos of educational content on the safe and lawful enjoyment of hunting and shooting sports. Harrell’s health declined in 2023, and he passed away in 2024, but his brother Roy has continued to maintain [...]
Safe firearm storage is an important part of being a responsible gun owner. Every year, a number of incidents occur due to improper storage. While these incidents are always unfortunate, many of them may be preventable. Whether you keep guns at home or have them with you on the go, here are tips to maximize safety and minimize the risk of an accident. Storing Firearms [...]
Lack of good information has led to plenty of misconceptions about insurance, particularly in the firearm industry. To help clarify, here’s the truth behind five common myths about insurance. 1. “All insurance is basically the same.” One common misconception is that all insurance is basically the same. The thought is that “most types of insurance policies work the same way” or that “all policies of [...]
Gun laws are always changing. As a responsible gunowner, it helps to stay informed about changes that may impact you now or in the future. Most recently, lawmakers passed some new laws and considered others, including proposals requiring gun liability insurance. Here’s what to know, how gunowners may be affected, and how you can obtain gun liability insurance. Recent Gun Bills That Became Law In [...]
Most insurance policies are designed to renew every year. If you have questions your renewal, not to worry. Here’s what to know about renewing your insurance when you have Lockton Affinity Outdoor coverage. What Is an Insurance Renewal? An insurance renewal is a process that takes place at the end of your coverage’s policy period. Policy periods typically last a year, so this is an [...]
Firearm sights are sensitive instruments. A small adjustment here or there can make a big difference whether you hit the target. With inflation, small adjustments can also have a big impact. Some of the impacts of inflation can already be seen at the grocery checkout and the gas pump. However, inflation can also have an impact on your insurance. Even a small swing of a [...]
It surprises many people to learn that gun insurance isn't just for firearm businesses or law enforcement professionals. In fact, almost anyone who handles firearms personally or professionally can buy gun insurance suited to their own unique needs. Even so, the particulars of any type of unusual or specialty insurance coverage is often confusing, and gun insurance is no exception. There are actually a number [...]
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The Lockton Affinity Outdoor Insurance program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Sponsors may receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law. Not available in all states.
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