Most trigger pulls produce a familiar report. But the risks of misfire, hang fire and squib round malfunctions remain. Here's how to handle them safely. About Misfires A misfire is one of the most common types of malfunctions involving the cartridge. Whether you are hunting or at the range, you take aim and squeeze the trigger, expecting the familiar report of a shot. Yet while [...]
If you have total loss of one of your guns, many types of insurance policy will reimburse you up to the item’s fair market value. In this case, the term “fair market value” actually has a pretty specific meaning that can be important for insurance policyholders to know. This blog answers key questions about this tricky term, including what fair market value means, how to [...]
Most gun owners worry about a number of “what ifs”. Here are eight hypothetical examples of when insurance can help. What If My Gun Is Damaged in a Fire? Fire is one of the top threats to all types of property. Wildfires are a risk that have been in the news a lot lately, but fires can have many causes, from faulty electrical wiring to [...]
Lack of good information has led to plenty of misconceptions about insurance, particularly in the firearm industry. To help clarify, here’s the truth behind five common myths about insurance. 1. “All insurance is basically the same.” One common misconception is that all insurance is basically the same. The thought is that “most types of insurance policies work the same way” or that “all policies of [...]
It’s hard to make an accurate prediction about the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for those that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. The timing of a liability claim resulting from an alleged [...]
Firearm sights are sensitive instruments. A small adjustment here or there can make a big difference whether you hit the target. With inflation, small adjustments can also have a big impact. Some of the impacts of inflation can already be seen at the grocery checkout and the gas pump. However, inflation can also have an impact on your insurance. Even a small swing of a [...]
Gas prices, labor costs, supply chain disruptions, the impact of inflation. Not only is the average consumer experiencing these challenges. Outdoor businesses and clubs are, too. According to a recent survey by the U.S. Chamber of Commerce, 50% of small business owners now rank inflation as their highest concern, with 70% saying they have been forced to raise prices. Earlier this year, the government began [...]
(844) 401-9444 | [email protected]
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Lockton Affinity Outdoor Insurance program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Sponsors may receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law. Not available in all states.
Copyright © Lockton Companies. | Terms of Use | Privacy Policy | Compensation Disclosure