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So far Lockton Affinity, LLC has created 38 blog entries.

What Is Stolen Firearm Liability?

Theft goes up this time of year, increasing your risk of a break-in. If your guns are stolen from your car or home, could you be held responsible for what is done with them? Here’s what to know and how to minimize your risks.

About the Theft of Firearms

Stolen firearms are a problem. On average, more than 200,000 firearms are stolen every year.

October 31st, 2024|Outdoor Insurance, Outdoor Risks|

8 Accidental Discharge Risks According to Paul Harrell

The late YouTuber Paul Harrell was practically an institution when it comes to the online firearm community. Harrell was an active YouTube creator for over a decade, uploading more than 400 videos of educational content on the safe and lawful enjoyment of hunting and shooting sports. Harrell’s health declined in 2023, and he passed away in 2024, but his brother Roy has

August 30th, 2024|Outdoor Risks|

5 Types of Firearm Risks for Recreational Land Use

A piece of recreational land you can use for hunting and shooting sports is a dream of many. For some outdoor enthusiasts, that dream comes in the form of buying and owning your own parcel of land. For others, simply knowing someone who will allow you to use their land, either for free or for a small fee, is enough. Yet in

June 29th, 2024|Outdoor Insurance, Outdoor Risks|

Safe Firearm Storage Tips

Safe firearm storage is an important part of being a responsible gun owner. Every year, a number of incidents occur due to improper storage. While these incidents are always unfortunate, many of them may be preventable. Whether you keep guns at home or have them with you on the go, here are tips to maximize safety and minimize the risk of an

April 1st, 2024|Safety|

5 Common Myths About Insurance

Lack of good information has led to plenty of misconceptions about insurance, particularly in the firearm industry. To help clarify, here’s the truth behind five common myths about insurance.

1. “All insurance is basically the same.”

One common misconception is that all insurance is basically the same. The thought is that “most types of insurance policies work the same way” or that “all policies

January 24th, 2024|Outdoor Insurance|

10 Insurance Terms Explained in Plain English

If you don’t regularly deal with insurance issues, the insurance terms you encounter when shopping for coverage can be a real stumbling block. Even for old pros, a fresh perspective on a familiar topic can help you better understand what really matters.

Here’s a look at 10 common but confusing insurance terms explained in plain English to make your Lockton Affinity Outdoor insurance

October 26th, 2023|Outdoor Insurance|

Why Homeowners Insurance May Not Cover All Your Guns

Another summer homebuying season is winding down, with many new homeowners purchasing insurance to protect their homes and property. But for those homeowners who are also gunowners, it’s important to know that a general homeowners insurance policy may not cover all your guns. Here’s what to know.

What Is Homeowners Insurance?

According to the Insurance Information Institute, homeowners insurance is designed

September 28th, 2023|Outdoor Insurance|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction about the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for those that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.

The timing of a liability claim resulting from

August 24th, 2023|Outdoor Insurance|

Does Your Gun Club Need Club Insurance?

Outdoor activities are always more fun when enjoyed with others who share your passion, which is why many participate in gun sports and activities by joining a club or organization.

Yet gun clubs face a variety of risks. There’s always the chance that someone gets hurt, property gets damaged or the club gets blamed for something going wrong. Here’s how the right insurance

August 8th, 2023|Outdoor Insurance|

What to Know About Gun Liability Insurance Legislation

Gun laws are always changing. As a responsible gunowner, it helps to stay informed about changes that may impact you now or in the future. Most recently, lawmakers passed some new laws and considered others, including proposals requiring gun liability insurance.

Here’s what to know, how gunowners may be affected, and how you can obtain gun liability insurance.

Recent Gun Bills That Became Law

In

July 10th, 2023|Outdoor Insurance|