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So far Lockton Affinity, LLC has created 34 blog entries.

5 Common Myths About Insurance

Lack of good information has led to plenty of misconceptions about insurance, particularly in the firearm industry. To help clarify, here’s the truth behind five common myths about insurance.

1. “All insurance is basically the same.”

One common misconception is that all insurance is basically the same. The thought is that “most types of insurance policies work the same way” or that “all policies

January 24th, 2024|Outdoor Insurance|

10 Insurance Terms Explained in Plain English

If you don’t regularly deal with insurance issues, the insurance terms you encounter when shopping for coverage can be a real stumbling block. Even for old pros, a fresh perspective on a familiar topic can help you better understand what really matters.

Here’s a look at 10 common but confusing insurance terms explained in plain English to make your Lockton Affinity Outdoor insurance

October 26th, 2023|Outdoor Insurance|

Why Homeowners Insurance May Not Cover All Your Guns

Another summer homebuying season is winding down, with many new homeowners purchasing insurance to protect their homes and property. But for those homeowners who are also gunowners, it’s important to know that a general homeowners insurance policy may not cover all your guns. Here’s what to know.

What Is Homeowners Insurance?

According to the Insurance Information Institute, homeowners insurance is designed

September 28th, 2023|Outdoor Insurance|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction about the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for those that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.

The timing of a liability claim resulting from

August 24th, 2023|Outdoor Insurance|

Does Your Gun Club Need Club Insurance?

Outdoor activities are always more fun when enjoyed with others who share your passion, which is why many participate in gun sports and activities by joining a club or organization.

Yet gun clubs face a variety of risks. There’s always the chance that someone gets hurt, property gets damaged or the club gets blamed for something going wrong. Here’s how the right insurance

August 8th, 2023|Outdoor Insurance|

What to Know About Gun Liability Insurance Legislation

Gun laws are always changing. As a responsible gunowner, it helps to stay informed about changes that may impact you now or in the future. Most recently, lawmakers passed some new laws and considered others, including proposals requiring gun liability insurance.

Here’s what to know, how gunowners may be affected, and how you can obtain gun liability insurance.

Recent Gun Bills That Became Law

In

July 10th, 2023|Outdoor Insurance|

All About Insurance Renewals

Most insurance policies are designed to renew every year. If you have questions your renewal, not to worry. Here’s what to know about renewing your insurance when you have Lockton Affinity Outdoor coverage.

What Is an Insurance Renewal?

An insurance renewal is a process that takes place at the end of your coverage’s policy period. Policy periods typically last a year, so this is

June 1st, 2023|Outdoor Insurance, Uncategorized|

General Liability, Professional Liability and Firearm Instructor Insurance

Educating new gunowners about firearm safety is an important job, but it can carry some unique risks. If you’re a firearm instructor, you probably know it’s a good idea to obtain insurance to help protect yourself and your livelihood. But you may wonder what kind of insurance you need and how it will protect you.

Two of the most common types of small

May 8th, 2023|Outdoor Insurance, Uncategorized|

How to Pick Gun Insurance Limits

The insurance limits you choose are an important factor when purchasing insurance for your guns. The right limits help ensure your firearm property is protected as you intended against accidental damage, theft or loss.

However, sometimes picking the right dollar amount is not as easy as it seems. Here’s how to pick gun insurance limits that will meet your needs.

Refresher on Insurance Limits

To

March 20th, 2023|Outdoor Insurance, Uncategorized|

How Inflation Can Impact Your Insurance Policy

Firearm sights are sensitive instruments. A small adjustment here or there can make a big difference whether you hit the target. With inflation, small adjustments can also have a big impact.

Some of the impacts of inflation can already be seen at the grocery checkout and the gas pump. However, inflation can also have an impact on your insurance.

Even a small swing of

January 31st, 2023|Outdoor Insurance, Uncategorized|