If you have total loss of one of your guns, many types of insurance policy will reimburse you up to the item’s fair market value. In this case, the term “fair market value” actually has a pretty specific meaning that can be important for insurance policyholders to know.
This blog answers key questions about this tricky term, including what fair market value means,
Most gun owners worry about a number of “what ifs”. Here are eight hypothetical examples of when insurance can help.
Fire is one of the top threats to all types of property. Wildfires are a risk that have been in the news a lot lately, but fires can have many causes, from faulty electrical wiring
Theft goes up this time of year, increasing your risk of a break-in. If your guns are stolen from your car or home, could you be held responsible for what is done with them? Here’s what to know and how to minimize your risks.
Stolen firearms are a problem. On average, more than 200,000 firearms are stolen every year.
The late YouTuber Paul Harrell was practically an institution when it comes to the online firearm community. Harrell was an active YouTube creator for over a decade, uploading more than 400 videos of educational content on the safe and lawful enjoyment of hunting and shooting sports. Harrell’s health declined in 2023, and he passed away in 2024, but his brother Roy has
A piece of recreational land you can use for hunting and shooting sports is a dream of many. For some outdoor enthusiasts, that dream comes in the form of buying and owning your own parcel of land. For others, simply knowing someone who will allow you to use their land, either for free or for a small fee, is enough. Yet in
Safe firearm storage is an important part of being a responsible gun owner. Every year, a number of incidents occur due to improper storage. While these incidents are always unfortunate, many of them may be preventable. Whether you keep guns at home or have them with you on the go, here are tips to maximize safety and minimize the risk of an
Lack of good information has led to plenty of misconceptions about insurance, particularly in the firearm industry. To help clarify, here’s the truth behind five common myths about insurance.
One common misconception is that all insurance is basically the same. The thought is that “most types of insurance policies work the same way” or that “all policies
If you don’t regularly deal with insurance issues, the insurance terms you encounter when shopping for coverage can be a real stumbling block. Even for old pros, a fresh perspective on a familiar topic can help you better understand what really matters.
Here’s a look at 10 common but confusing insurance terms explained in plain English to make your Lockton Affinity Outdoor insurance
Another summer homebuying season is winding down, with many new homeowners purchasing insurance to protect their homes and property. But for those homeowners who are also gunowners, it’s important to know that a general homeowners insurance policy may not cover all your guns. Here’s what to know.
According to the Insurance Information Institute, homeowners insurance is designed
It’s hard to make an accurate prediction about the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for those that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.
The timing of a liability claim resulting from