INSURANCE CAN BE CONFUSING.
OUR FAQ IS HERE TO HELP.

FREQUENTLY ASKED QUESTIONS

Lloyd’s of London is no longer writing gun-related insurance policies after more than 20 years of providing this type of coverage.

The new carrier provides admitted U.S. coverage that is approved by your state insurance department, which ensures you are protected through guaranty funds. They are also rated “Excellent” by A.M. Best, an independent financial rating organization of the insurance industry.

No. We never share your information with any outside entities. Your state has approved the policy form and authorized us to sell this policy in your state, but your information is not shared with the state.

Your new policy offers increased coverage and improved limit options at much lower rates. Additional benefits include:

  • Once all charges are dropped or you are acquitted of all charges, this policy covers acts of self-defense and personal firearm liability for you and your spouse automatically.
  • Residents of your home are covered for incidents that occur in the home.
  • Your limits are not shared as part of a group policy.
  • Four essential areas of coverage, including Hunting and Shooting Accident Liability, Accidental Discharge Coverage, Lost or Stolen Firearm Liability and Lawful Personal Defense.

We have found a carrier partner able to offer the best pricing available for this type of insurance.

Once all charges are dropped or you are acquitted of all charges, the criminal protection in this policy will reimburse you for covered expenses up to your applicable policy limits.

No, this is not a fully earned policy. You will receive a pro-rata premium refund if you cancel the policy midterm.

No. This policy is only for the use of a legally possessed firearm.

Because this policy is slightly different from your previous policy, we are asking you to complete an updated application, which takes only a few minutes.

Complete the renewal anytime at LocktonAffinityOutdoor.com.

You should have received a letter or email from us that included the expiration date of your current policy. When reapplying, please use that policy expiration date as the effective date of your new policy. This will ensure a seamless transition.

Yes. When you purchase coverage, you are accepting the renewal term. We will always notify you before we process your renewal.

There is no membership associated with this policy. You will receive an enrollment email, policy documents and contact phone numbers for this new product. No cards will be issued for this policy.

Unfortunately, the replacement policy we have secured is not available in your state at this time. If this changes, we will notify you. We apologize for any inconvenience this may cause.

Contact Lockton Affinity Outdoor at [email protected] or 844-401-9444. We have representatives available to assist you from 7am to 5:30pm CST.

Contact us

If you have any questions about obtaining or servicing your insurance, please give us a call or complete this form.

(844) 401-9444
Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).