Personal Firearms Liability Insurance
for Shoot Point Blank customers

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Personal Firearms Liability Insurance

A common-sense coverage option for responsible gun owners

As a smart, lawful gun owner and Shoot Point Blank customer, you make gun safety a priority. Whether you practice at the range or keep your firearms in storage, you take care of your firearms, you practice, you continue to learn and adapt. Despite the actions you take to be safe and responsible, you know there are risks associated with gun ownership and that it pays to act against those risks.

That’s where Personal Firearms Liability Insurance comes in. Developed by Lockton Affinity, the trusted partner of Shoot Point Blank, Personal Firearms Liability Insurance gives peace of mind to you as a responsible gun owner and peace of mind to the average citizen.

ONE POLICY.

Four essential areas of coverage.

HUNTING AND SHOOTING
ACCIDENT LIABILITY


There are risks involved with trap shooting, running targets, pistol shooting and days at the range, including accidental discharge, misfires and more. If you prefer the crisp early morning air and the challenge of getting the right shot during a hunt, there are still risks involved.

Should an incident occur while you are at the range or hunting, Personal Firearms Liability Insurance protects against the costs associated with a claim.

ACCIDENTAL DISCHARGE
COVERAGE


Accidental discharge can occur when the firearm suffers from mechanical malfunction, when the firearm is dropped, when ammunition is left unknowingly in the chamber of the firearm, when the firearm is cleaned and more. Even the most experienced, safety-focused gun owners can experience accidental discharge incidents.

With Personal Firearms Liability Insurance, lawful gun owners are protected against the costs associated with an accidental discharge claim.

LOST OR STOLEN
FIREARM LIABILITY


Preventing theft and keeping firearms away from those who should not have them is part of responsible gun ownership. Even lawful gun owners who store their firearms securely and lend them carefully can be held legally responsible for what is done with the firearm after it is lost, lent or stolen.

If your legally possessed firearm is lost or stolen and an incident occurs, Personal Firearms Liability Insurance will protect against the costs associated with claims.

LAWFUL PERSONAL
DEFENSE


Should you ever need to lawfully use a legally possessed firearm to defend yourself with reasonable use of force, Personal Firearms Liability Insurance will protect against the costs associated with a claim—on a reimbursement basis— once all charges are dropped, or you are acquitted of all charges, up to applicable policy limits.

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LIMIT OPTIONS

Personal Firearms Liability Insurance limit options and costs:

$250,000 Combined single limit

$50,000 Defense
reimbursement sublimit

$75/PER YEAR 

$500,000 Combined single limit

$100,000 Defense
reimbursement sublimit

$125/PER YEAR 

$1 MILLION Combined single limit

$150,000 Defense
reimbursement sublimit

$175/PER YEAR 

$1.5 MILLION Combined single limit

$250,000 Defense
reimbursement sublimit

$265/PER YEAR 

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Not available in all states

Curious what a policy would look like for you?

Select your state to see a sample policy.

SEE POLICY

CONTACT US

If you have any questions about obtaining or servicing your
insurance, please give us a call or complete this form.

(844) 615-3364
Phones are answered Monday – Friday, 7 AM to 5:30 PM (CST).



Not available in NJ, NY and WA