Tailored insurance for
FFLs, including firearms dealers, distributors, range operators, manufacturers and gunsmiths

Protect yourself and your guns with Property, General Liability and Gunsmith coverage.

Lockton Affinity Outdoor administers the insurance needed to protect FFLs, firearm dealers, distributors, range operators, manufacturers and gunsmiths.

With more than 20 years of experience, Lockton Affinity Outdoor understands the risks FFLs face in ways others do not.

Learn more about our products below to find the right coverage for you.
• Property
• General Liability
• Gunsmith coverage

Property Insurance

As a business owner and FFL holder, there is always risk of property damage to your inventory or business. And because some property insurance policies limit coverage for firearms, there is a need for additional protection.

With Lockton Affinity Outdoor’s Property Insurance, you receive coverage to replace or repair your business location, equipment, firearms and general inventory from theft, burglary, natural disaster, damage and other unexpected losses.

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General Liability Insurance

When you own a gun dealership or gunsmith business, you can be held financially responsible in the event of an accident.

With Lockton Affinity Outdoor’s General Liability Insurance, you receive coverage to help protect against the costs associated with bodily injury and damage to a third party. This policy also includes completed liability coverage for gunsmiths to protect finished work against later claims.

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Gunsmith coverage

Whether you are a self-employed gunsmith, work as a gunsmith within a retail business or are a business owner who employs gunsmiths, we have the firearm business insurance you need.

With Lockton Affinity Outdoor’s Gunsmith coverage, you receive coverage to help protect against the costs associated with property damage, third-party injuries and more.

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About Lockton Affinity

Lockton Affinity has been providing best-in-class insurance for outdoor enthusiasts like you for more than 20 years. Through this experience, our dedicated team understands the risks you face whether the great outdoors is your hobby, your livelihood or both. When you partner with Lockton Affinity, you can expect more than insurance.


Whether you are an outdoor-related business owner, a firearms instructor, a club member or an all-around outdoor enthusiast, Lockton Affinity has the insurance solutions to protect and support you should you ever face a claim.


From your annual policy renewal to claim settlement, we strive to make all communication as efficient as possible, so you can get back outside.


We’re committed to customer service. We have an exclusive team to support you from your initial application to your annual renewal.

Contact us

If you have any questions about obtaining or servicing your
insurance, please give us a call or complete this form.

(888) 437-1578
Phones are answered Monday – Friday, 7 AM to 5:30 PM (CST).