Personal Firearm Liability

Despite responsible actions there are risks associated with gun ownership.

An affordable, common-sense coverage is another responsible step to protect yourself.


Despite the actions you take to be safe and responsible, there are risks associated with gun ownership.

This common-sense coverage option for responsible gun owners provides four essential areas of coverage: Hunting and Shooting Accident Liability, Accidental Discharge Coverage, Legal Liability for Lost or Stolen Firearms and Lawful Personal Defense.

Limits with annual pricing

$250,000 Combined single limit
$50,000 Defense
reimbursement sublimit
 

$75
PER YEAR*

$500,000 Combined single limit
$100,000 Defense
reimbursement sublimit
 

$125
PER YEAR*

$1 Million Combined single limit
$150,000 Defense
reimbursement sublimit
 

$175
PER YEAR*

$1.5 Million Combined single limit
$250,000 Defense
reimbursement sublimit
 

$265
PER YEAR*

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*Before taxes and fees

Personal Firearm Liability Insurance coverage benefits

Hunting and shooting accident liability

Should an incident occur while you are hunting or participating in shooting sports, Personal Firearm Liability Insurance can protect against the costs associated with a claim.

Accidental discharge coverage

Accidental discharge can result from mechanical malfunction, falls, cleaning and more. With Personal Firearm Liability Insurance, you can be protected against the costs associated with a claim.

Lost or stolen firearm liability

If your legally possessed firearm is lost or stolen and an incident occurs, Personal Firearm Liability Insurance can protect against the costs associated with claims.

Lawful personal defense

Should you ever need to lawfully use a legally possessed firearm to defend yourself with reasonable use of force, Personal Firearm Liability Insurance can protect against the costs associated with a claim, on a reimbursement basis, once all charges are dropped, or you are acquitted of all charges, up to applicable policy limits.

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Contact us

If you have any questions about obtaining or servicing your
insurance, please give us a call or complete this form.

(844) 615-3363
Phones are answered Monday – Friday, 7 AM to 5:30 PM (CST).